SMUD - Residential Energy Efficiency Loan Program
Sacramento Municipal Utility District offers financing to help residential customers finance energy efficient home improvements. Applicant for a loan must be the vested owner of the property where the product(s) are to be installed.
SMUD offers two separate loan programs: an Equipment Efficiency Loan and a Home Performance Loan.
Equipment Efficiency Loan
Presently, SMUD offers financing at an interest rate of 6.99% for secured loans or 10.75% for unsecured loans. Secured loans cover improvements related to HVAC, cool roofing, insulated siding, windows and renewable energy projects. Unsecured loans include building insulation, duct testing, duct sealing and other envelope improvements. To
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